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Money Saving8 Apr 20256 min read

How to Save Money Charging Your EV at Home

Smart tariffs, off-peak scheduling, solar diversion and the right charger can slash your home EV charging costs — here's exactly how to do it.

Save Money Charging EV at Home

One of the biggest advantages of owning an electric vehicle is the potential to dramatically cut your fuel costs. But how much you save depends heavily on how you charge. Get it right, and you could be paying as little as 2–3p per mile. Get it wrong, and you might not save much at all.

Here's our complete guide to maximising your savings — from choosing the right tariff to getting the most from your home EV charger.

1. Switch to an EV-Specific Energy Tariff

This is the single biggest thing you can do to reduce your charging costs. Standard electricity tariffs charge around 24–28p per kWh. EV-specific tariffs offer dramatically cheaper rates during off-peak hours — typically overnight.

Octopus Go

7.5p/kWh

00:30–04:30

~70% cheaper

Octopus Agile

2–15p/kWh

Variable

Up to 90% cheaper

EDF GoElectric

9p/kWh

00:00–07:00

~65% cheaper

On Octopus Go at 7.5p/kWh, charging a 60kWh battery costs just £4.50 — compared to £15–17 on a standard tariff. Over a year, that's a saving of £400–£500 for the average driver.

2. Use Your Smart Charger's Scheduling Feature

Every modern home EV charger is a smart charger — meaning it can be programmed to only charge during your cheap-rate hours. This is essential if you're on a time-of-use tariff like Octopus Go.

Most chargers let you set a schedule via their app. Simply set your cheap-rate window (e.g. 00:30–04:30 for Octopus Go), plug in when you get home, and the charger will automatically wait until the cheap rate kicks in before starting.

Pro Tip

Some chargers (like the Ohme) can connect directly to your energy tariff and automatically schedule charging at the cheapest times — without you needing to set anything up. This is particularly powerful on Octopus Agile, where prices fluctuate every 30 minutes.

3. Charge with Solar Power

If you have solar panels — or are considering installing them — you can charge your EV for free using surplus solar energy. The myenergi Zappi charger is specifically designed for this, with three charging modes:

  • Fast Mode: Charges at full speed using grid power — fastest but most expensive
  • Eco Mode: Uses surplus solar first, tops up with grid power if needed
  • Eco+ Mode: Only charges when there's surplus solar — completely free charging

On a sunny summer day, a typical 4kW solar system can generate enough surplus energy to add 20–30 miles of range to your EV — completely free. Over a year, this could save an additional £200–£400 on top of your tariff savings.

4. Don't Charge to 100% Every Night

Most EV manufacturers recommend keeping your battery between 20% and 80% for daily use. Charging to 100% every night accelerates battery degradation and isn't necessary unless you have a long journey planned.

Most smart chargers let you set a charge limit — so you can tell it to stop at 80% automatically. This extends your battery's lifespan and means you're only paying for the energy you actually need.

5. Track Your Charging Costs

All smart chargers provide detailed energy usage data through their apps. Use this to monitor your charging costs, identify patterns, and optimise your schedule. Some chargers even provide cost-per-mile calculations, making it easy to compare against your old petrol costs.

Annual Savings Comparison

Charging MethodCost per kWhAnnual Cost*Annual Saving vs Petrol
Petrol (equivalent)~18p/mile£1,800
Standard tariff (28p)28p/kWh£840£960
Octopus Go (7.5p)7.5p/kWh£225£1,575
Solar (Eco+ mode)0p/kWh£0£1,800

*Based on 10,000 miles/year, 60kWh battery, 3.5 miles/kWh efficiency

Get the Right Charger Installed

The key to maximising your savings is having the right charger installed by a qualified OZEV-approved electrician. We install home EV chargers across Bedfordshire, Hertfordshire and Buckinghamshire — and we'll help you choose the best unit for your energy setup.

Ready to Start Saving?

Get a free site survey and quote for your home EV charger installation. We'll recommend the best charger and tariff combination to maximise your savings.

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